Brad Smith

Mortgage Loan Officer
  • NMLS # 928819
  • 5.0 out of 5.0
    Rating 5.0
    (9 Reviews)
    Office Phone Number:
    Cell Phone Number:
    Phone
    Office: 205-803-5994
    Cell: 205-577-9906
    Address
    2340 Woodcrest Place
    Birmingham, Alabama 35209
    US
    Fax Number
    (205) 216-4109
    Brad Smith
    NMLS # 928819
    Office Phone Number:
    Cell Phone Number:
    Phone
    Office: 205-803-5994
    Cell: 205-577-9906
    Address
    2340 Woodcrest Place
    Birmingham, Alabama 35209
    US
    Fax Number
    (205) 216-4109

    About Brad


    About
    Brad specializes in purchase and refinance mortgages for properties located in the Birmingham metropolitan area and surrounding counties. He has extensive knowledge and experience with a wide variety of mortgage products including Jumbo, Government, VA, First Time Home Buyers, Down Payment Assistance, and Renovation loans. In addition to his years as a mortgage loan officer, Brad has a background in corporate finance, private industry, and small business, giving him a broad perspective and understanding of his customers’ situations, backgrounds and needs. Brad genuinely loves what he does and it shows. His approach is customer driven and based on a foundation of outstanding service and long-term partnership. Brad’s primary goal is to partner with every individual customer to help him or her determine and achieve the best possible overall financial situation, all while making the process easy and enjoyable. Brad is a graduate of Auburn University and completed his MBA at Vanderbilt University’s Owen Graduate School of Management.

    Mortgage Calculators


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    30 or 15-Year Mortgage

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    Mortgage Options


    FIXED-RATE MORTGAGE

    Our most popular mortgage. A fixed-rate mortgage provides the security of an interest rate that remains the same throughout the life of your loan. This allows you to plan a budget based on consistent principal and interest payments. We offer a full range of fixed-rate mortgage loans with a variety of terms.
    ADJUSTABLE-RATE MORTGAGE

    An adjustable-rate mortgage (ARM) offers a low initial interest rate and monthly payment. The rate and payment are fixed for the initial period of one, three, five, seven or ten years with annual adjustments thereafter based on an index such as the yield on U.S. Treasury Securities. Depending on market conditions, your adjusted rate may be higher or lower than your initial rate, but all of our ARMs have periodic and lifetime rate caps to help you plan your payments.
    AFFORDABLE HOUSING LOANS & RURAL DEVELOPMENT

    Take advantage of government loans with the lowest possible down payment. We offer the best rates and terms available on FHA, VA and Rural Development loans. With the lowest down payment available, these government insured and guaranteed mortgages are ideal for the first-time home buyer.

    Reviews


    5.0 out of 5.0
    Rating 5.0
    Total Number of Reviews: 9Click Here to Leave A Review