Melissa Tolbert

Mortgage Loan Officer
  • NMLS # 594918
  • 5.0 out of 5.0
    Rating 5.0
    (4 Reviews)
    Office Phone Number:
    Cell Phone Number:
    Phone
    Office: 251-345-9677
    Cell: 251-609-9605
    Address
    22530 US Highway 98
    Fairhope, Alabama 36532
    US
    Melissa Tolbert
    NMLS # 594918
    Office Phone Number:
    Cell Phone Number:
    Phone
    Office: 251-345-9677
    Cell: 251-609-9605
    Address
    22530 US Highway 98
    Fairhope, Alabama 36532
    US

    About Melissa


    About
    Melissa is a true Baldwin County and Eastern Shore native - born and raised in Daphne, AL. She enjoys traveling, camping, boating, and spending time on the beautiful beaches of Gulf Shores and Orange Beach, AL. As an animal lover, Melissa supports and assists with animal rescue in her community. Melissa is married, has one daughter, and two stepchildren. She and her family are proud to call Baldwin County, Alabama – home. With 25 years mortgage banking experience, Melissa is a true mortgage professional, knowledgeable and well-versed in FHA, VA, Conventional, and USDA loan products. She is committed to helping her clients get to their ‘better place’. Whether that is the purchase of the first family home, a second home, investment or vacation property – she strives to be a valuable resource for her clients during this important milestone. Driven to provide excellent customer service and exceed customer expectation through personal attention, lending knowledge, and communication throughout the mortgage process, Melissa will find the perfect product and terms to meet your mortgage needs -- getting you to your ‘better place’!

    Mortgage Calculators


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    Mortgage Options


    FIXED-RATE MORTGAGE

    Our most popular mortgage. A fixed-rate mortgage provides the security of an interest rate that remains the same throughout the life of your loan. This allows you to plan a budget based on consistent principal and interest payments. We offer a full range of fixed-rate mortgage loans with a variety of terms.
    ADJUSTABLE-RATE MORTGAGE

    An adjustable-rate mortgage (ARM) offers a low initial interest rate and monthly payment. The rate and payment are fixed for the initial period of one, three, five, seven or ten years with annual adjustments thereafter based on an index such as the yield on U.S. Treasury Securities. Depending on market conditions, your adjusted rate may be higher or lower than your initial rate, but all of our ARMs have periodic and lifetime rate caps to help you plan your payments.
    AFFORDABLE HOUSING LOANS & RURAL DEVELOPMENT

    Take advantage of government loans with the lowest possible down payment. We offer the best rates and terms available on FHA, VA and Rural Development loans. With the lowest down payment available, these government insured and guaranteed mortgages are ideal for the first-time home buyer.

    Reviews


    5.0 out of 5.0
    Rating 5.0
    Total Number of Reviews: 4Click Here to Leave A Review