
Melanie Mullins
Mortgage Loan OfficerNMLS # 740837
5.0 out of 5.0
Rating 5.0




(2 Reviews)Phone
Office: 256-519-4349
Cell: 256-508-3083
Address
400 Meridan St N
Suite #105
Huntsville, Alabama 35801
US
Fax Number
(256) 217-9427
Melanie Mullins
Phone
Office: 256-519-4349
Cell: 256-508-3083
Address
400 Meridan St N
Suite #105
Huntsville, Alabama 35801
US
Fax Number
(256) 217-9427
About Melanie
About
Melanie graduated from University of Alabama so of course, roots for the Crimson Tide. Melanie also has two sons. In her spare time she loves baking, reading and watching HGTV. Melanie takes pride in keeping up with past customers and looks forward to adding new customers to her friends. With over 30 years in the mortgage industry, she looks forward to handling previous customers and referrals from past customers. She is experienced in new construction, VA, FHA, Conventional and USDA loans. Melanie, along with the IBERIABANK support staff are dedicated to excellent customer service and looks forward to working with you to purchase your new home and refinance your current home.
Mortgage Options
FIXED-RATE MORTGAGE
Our most popular mortgage. A fixed-rate mortgage provides the security of an interest rate that remains the same throughout the life of your loan. This allows you to plan a budget based on consistent principal and interest payments. We offer a full range of fixed-rate mortgage loans with a variety of terms.
ADJUSTABLE-RATE MORTGAGE
An adjustable-rate mortgage (ARM) offers a low initial interest rate and monthly payment. The rate and payment are fixed for the initial period of one, three, five, seven or ten years with annual adjustments thereafter based on an index such as the yield on U.S. Treasury Securities. Depending on market conditions, your adjusted rate may be higher or lower than your initial rate, but all of our ARMs have periodic and lifetime rate caps to help you plan your payments.
AFFORDABLE HOUSING LOANS & RURAL DEVELOPMENT
Take advantage of government loans with the lowest possible down payment. We offer the best rates and terms available on FHA, VA and Rural Development loans. With the lowest down payment available, these government insured and guaranteed mortgages are ideal for the first-time home buyer.
Tips for Future and Current Homeowners
Reviews
- Rating 5.0October 5, 2019Extremely helpful and couldn't be happier with our experience through the entire process
- Rating 5.0August 8, 2019Great