Julio Andino

Mortgage Loan Officer
  • NMLS # 1497058
  • 5.0 out of 5.0
    Rating 5.0
    (1 Reviews)
    Office Phone Number:
    Cell Phone Number:
    Phone
    Office: 305-476-5605
    Cell: 305-215-0418
    Address
    55 Alhambra Plaza
    Coral Gables, Florida 33134
    US
    Julio Andino
    NMLS # 1497058
    Office Phone Number:
    Cell Phone Number:
    Phone
    Office: 305-476-5605
    Cell: 305-215-0418
    Address
    55 Alhambra Plaza
    Coral Gables, Florida 33134
    US

    About Julio


    About
    Julio Andino is Assistant Vice President, Community Development Lending Specialist. Andino assists in developing and implementing policies, programs, and activities within the community relating to community development and affordable housing lending. He specializes in CRA loans, in accordance with policies and procedures and coordinates with loan originators, buyers, escrow agents, and various homebuilders throughout the loan process.

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    Mortgage Options


    FIXED-RATE MORTGAGE

    Our most popular mortgage. A fixed-rate mortgage provides the security of an interest rate that remains the same throughout the life of your loan. This allows you to plan a budget based on consistent principal and interest payments. We offer a full range of fixed-rate mortgage loans with a variety of terms.
    ADJUSTABLE-RATE MORTGAGE

    An adjustable-rate mortgage (ARM) offers a low initial interest rate and monthly payment. The rate and payment are fixed for the initial period of one, three, five, seven or ten years with annual adjustments thereafter based on an index such as the yield on U.S. Treasury Securities. Depending on market conditions, your adjusted rate may be higher or lower than your initial rate, but all of our ARMs have periodic and lifetime rate caps to help you plan your payments.
    AFFORDABLE HOUSING LOANS & RURAL DEVELOPMENT

    Take advantage of government loans with the lowest possible down payment. We offer the best rates and terms available on FHA, VA and Rural Development loans. With the lowest down payment available, these government insured and guaranteed mortgages are ideal for the first-time home buyer.

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    5.0 out of 5.0
    Rating 5.0
    Total Number of Reviews: 1Click Here to Leave A Review