Gina Joanos

Gina Joanos

Mortgage Loan Officer
  • NMLS # 1556075
  • 5.0 out of 5.0
    Rating 5.0
    (14 Reviews)
    Office Phone Number:
    Cell Phone Number:
    Phone
    Office: 985-674-8354
    Cell: 504-655-5171
    Address
    70470 Highway 21
    Covington, Louisiana 70433
    US
    Fax Number
    (985) 231-1304
    Gina Joanos
    NMLS # 1556075
    Office Phone Number:
    Cell Phone Number:
    Phone
    Office: 985-674-8354
    Cell: 504-655-5171
    Address
    70470 Highway 21
    Covington, Louisiana 70433
    US
    Fax Number
    (985) 231-1304

    About Gina


    About
    As an experienced Loan Originator, the goal of Gina Joanos is to provide her clients with individual solutions tailored to their specific needs. Iberia Bank provides Gina with access to a wide array of financing options designed to meet the needs of the first-time homebuyer as well as the experienced owner. By thoroughly reviewing the details and objectives with her clients to ensure everyone is on the same page at all times, they can trust their loan will be completed accurately, smoothly and closes on time to achieve the goal. This positive experience is why former customers, real estate, and financial professionals continue to refer Gina Joanos to their friends, family, clients and colleagues. The personal touch is most remembered long after the closing is completed.

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    Mortgage Options


    FIXED-RATE MORTGAGE

    Our most popular mortgage. A fixed-rate mortgage provides the security of an interest rate that remains the same throughout the life of your loan. This allows you to plan a budget based on consistent principal and interest payments. We offer a full range of fixed-rate mortgage loans with a variety of terms.
    ADJUSTABLE-RATE MORTGAGE

    An adjustable-rate mortgage (ARM) offers a low initial interest rate and monthly payment. The rate and payment are fixed for the initial period of one, three, five, seven or ten years with annual adjustments thereafter based on an index such as the yield on U.S. Treasury Securities. Depending on market conditions, your adjusted rate may be higher or lower than your initial rate, but all of our ARMs have periodic and lifetime rate caps to help you plan your payments.
    AFFORDABLE HOUSING LOANS & RURAL DEVELOPMENT

    Take advantage of government loans with the lowest possible down payment. We offer the best rates and terms available on FHA, VA and Rural Development loans. With the lowest down payment available, these government insured and guaranteed mortgages are ideal for the first-time home buyer.

    Reviews


    5.0 out of 5.0
    Rating 5.0
    Total Number of Reviews: 14Click Here to Leave A Review