Phone
Office: 985-674-8354
Cell: 504-655-5171
Address
70470 Highway 21
Covington, Louisiana 70433
US
Fax Number
(985) 231-1304
Gina Joanos
Phone
Office: 985-674-8354
Cell: 504-655-5171
Address
70470 Highway 21
Covington, Louisiana 70433
US
Fax Number
(985) 231-1304
About Gina
About
As an experienced Loan Originator, the goal of Gina Joanos is to provide her clients with individual solutions tailored to their specific needs. Iberia Bank provides Gina with access to a wide array of financing options designed to meet the needs of the first-time homebuyer as well as the experienced owner. By thoroughly reviewing the details and objectives with her clients to ensure everyone is on the same page at all times, they can trust their loan will be completed accurately, smoothly and closes on time to achieve the goal. This positive experience is why former customers, real estate, and financial professionals continue to refer Gina Joanos to their friends, family, clients and colleagues. The personal touch is most remembered long after the closing is completed.
Mortgage Options
FIXED-RATE MORTGAGE
Our most popular mortgage. A fixed-rate mortgage provides the security of an interest rate that remains the same throughout the life of your loan. This allows you to plan a budget based on consistent principal and interest payments. We offer a full range of fixed-rate mortgage loans with a variety of terms.
ADJUSTABLE-RATE MORTGAGE
An adjustable-rate mortgage (ARM) offers a low initial interest rate and monthly payment. The rate and payment are fixed for the initial period of one, three, five, seven or ten years with annual adjustments thereafter based on an index such as the yield on U.S. Treasury Securities. Depending on market conditions, your adjusted rate may be higher or lower than your initial rate, but all of our ARMs have periodic and lifetime rate caps to help you plan your payments.
AFFORDABLE HOUSING LOANS & RURAL DEVELOPMENT
Take advantage of government loans with the lowest possible down payment. We offer the best rates and terms available on FHA, VA and Rural Development loans. With the lowest down payment available, these government insured and guaranteed mortgages are ideal for the first-time home buyer.
Tips for Future and Current Homeowners
Reviews
- Rating 5.0
February 12, 2021Great customer service. Awesome and fast. - Rating 5.0February 12, 2021Awsome, and easy to work with.
- Rating 5.0February 12, 2021Gina made the mortgage loan process about as easy as you can get. We had great communication. Also the online portal made it very simple to upload required documents. Thank you for helping us get into our new, happy home!
- Rating 5.0February 12, 2021Thank you Gena joanos for the excellent services
We are really happy she did a good work - Rating 5.0February 12, 2021Very friendly, knowledgeable and efficient. I couldn’t be more pleased.
- Rating 5.0January 14, 2021Above and beyond doesn't even begin to describe how wonderfully Gina took care of me and my family. She came highly recommended and will now be highly recommended by me!!!
- Rating 5.0September 15, 2020Gina was great!! We shopped rates and tried with multiple lenders before coming across Gina. Hands down best decision. She is very communicative, and answered emails and calls in no time at all. She made the process very simple for us, and it wasn’t stressful at all. Highly recommend Gina!!
- Rating 5.0July 10, 2020great
- Rating 5.0May 8, 2020She was amazing to work with! She made the whole process easy and painless and she has the best positive attitude. Thank you so much for everything!
- Rating 5.0April 13, 2020Excellent service. Willing to help throughout the entire process.
- Rating 5.0March 9, 2020Gina is great!
- Rating 5.0February 14, 2020Great customer service, friendly, and professional.
- Rating 5.0May 15, 2019Totally enjoyable ad painless loan experience!
- Rating 5.0April 5, 2019Great customer service.