Ginger Holton

Ginger Holton

Mortgage Loan Officer
  • NMLS # 464560
  • 5.0 out of 5.0
    Rating 5.0
    (8 Reviews)
    Office Phone Number:
    Cell Phone Number:
    Phone
    Office: 318-327-3317
    Cell: 318-376-7815
    Address
    1300 Oliver Road
    Monroe, Louisiana 71201
    US
    Fax Number
    (318) 327-3143
    Ginger Holton
    NMLS # 464560
    Office Phone Number:
    Cell Phone Number:
    Phone
    Office: 318-327-3317
    Cell: 318-376-7815
    Address
    1300 Oliver Road
    Monroe, Louisiana 71201
    US
    Fax Number
    (318) 327-3143

    About Ginger


    About
    Ginger Holton has eight years of mortgage experience as an originator and a processor. She received her bachelor’s degree in Finance from Northeast Louisiana University now known as the University of Louisiana at Monroe. She has been a member of the Northeast Louisiana Home Builder’s Association since 2011, and she currently serves on the organization’s board of directors and special events committee. Her expertise in origination and processing allows her to guide customers through the entire mortgage process smoothly. She strives to provide superior customer service and is committed to finding the best financing solution to fit each customer’s unique situation. A native to the West Monroe/Monroe area, Ginger is proud to be a part of the Louisiana team, which is the top-producing state in IBERIABANK Mortgage’s 10-state region.

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    Mortgage Options


    FIXED-RATE MORTGAGE

    Our most popular mortgage. A fixed-rate mortgage provides the security of an interest rate that remains the same throughout the life of your loan. This allows you to plan a budget based on consistent principal and interest payments. We offer a full range of fixed-rate mortgage loans with a variety of terms.
    ADJUSTABLE-RATE MORTGAGE

    An adjustable-rate mortgage (ARM) offers a low initial interest rate and monthly payment. The rate and payment are fixed for the initial period of one, three, five, seven or ten years with annual adjustments thereafter based on an index such as the yield on U.S. Treasury Securities. Depending on market conditions, your adjusted rate may be higher or lower than your initial rate, but all of our ARMs have periodic and lifetime rate caps to help you plan your payments.
    AFFORDABLE HOUSING LOANS & RURAL DEVELOPMENT

    Take advantage of government loans with the lowest possible down payment. We offer the best rates and terms available on FHA, VA and Rural Development loans. With the lowest down payment available, these government insured and guaranteed mortgages are ideal for the first-time home buyer.

    Reviews


    5.0 out of 5.0
    Rating 5.0
    Total Number of Reviews: 8Click Here to Leave A Review