Phone
Office: 662-985-7746
Cell: 901-299-8539
Address
1240 Goodman Rd. E.
Suite 1
Southaven, Mississippi 38671
US
Fax Number
(662) 985-7737
Ken Pruett
Phone
Office: 662-985-7746
Cell: 901-299-8539
Address
1240 Goodman Rd. E.
Suite 1
Southaven, Mississippi 38671
US
Fax Number
(662) 985-7737
About Ken
About
Ken Pruett has over 18 years of experience under his belt originating mortgage loans in the Memphis and North Mississippi markets. Customer Service is paramount when dealing with experienced buyers as well as first-time buyers. Helping put each client in the best suitable loan product is my goal. My hobbies include hunting, fishing and enjoying all aspects of the great outdoors. Attended the University of Mississippi and currently an affiliate member of the Northwest Mississippi Associations of Realtors.
Mortgage Options
FIXED-RATE MORTGAGE
Our most popular mortgage. A fixed-rate mortgage provides the security of an interest rate that remains the same throughout the life of your loan. This allows you to plan a budget based on consistent principal and interest payments. We offer a full range of fixed-rate mortgage loans with a variety of terms.
ADJUSTABLE-RATE MORTGAGE
An adjustable-rate mortgage (ARM) offers a low initial interest rate and monthly payment. The rate and payment are fixed for the initial period of one, three, five, seven or ten years with annual adjustments thereafter based on an index such as the yield on U.S. Treasury Securities. Depending on market conditions, your adjusted rate may be higher or lower than your initial rate, but all of our ARMs have periodic and lifetime rate caps to help you plan your payments.
AFFORDABLE HOUSING LOANS & RURAL DEVELOPMENT
Take advantage of government loans with the lowest possible down payment. We offer the best rates and terms available on FHA, VA and Rural Development loans. With the lowest down payment available, these government insured and guaranteed mortgages are ideal for the first-time home buyer.
