Steven O'Brien

Steven O'Brien

Mortgage Loan Officer
  • NMLS # 278511
  • Office Phone Number:
    Cell Phone Number:
    Phone
    Office: 713-624-7865
    Cell: 832-771-8374
    Address
    1000 Memorial City Mall
    Houston, Texas 77024
    US
    Fax Number
    (832) 648-3664
    Steven O'Brien
    NMLS # 278511
    Office Phone Number:
    Cell Phone Number:
    Phone
    Office: 713-624-7865
    Cell: 832-771-8374
    Address
    1000 Memorial City Mall
    Houston, Texas 77024
    US
    Fax Number
    (832) 648-3664

    About Steven


    About
    Real solutions for your mortgage needs. In the Mortgage, Banking and Real Estate industry since 1987. Adjunct Professor of Finance and Real Estate at Houston Community College since 2006. Offering Structured Portfolio Transactions, Doctors and Veterinarian Programs, Business Owners, 1st Time Home Buyers, One Time Close Construction, Investment, First Responders, Government and Conventional Programs.

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    Mortgage Options


    FIXED-RATE MORTGAGE

    Our most popular mortgage. A fixed-rate mortgage provides the security of an interest rate that remains the same throughout the life of your loan. This allows you to plan a budget based on consistent principal and interest payments. We offer a full range of fixed-rate mortgage loans with a variety of terms.
    ADJUSTABLE-RATE MORTGAGE

    An adjustable-rate mortgage (ARM) offers a low initial interest rate and monthly payment. The rate and payment are fixed for the initial period of one, three, five, seven or ten years with annual adjustments thereafter based on an index such as the yield on U.S. Treasury Securities. Depending on market conditions, your adjusted rate may be higher or lower than your initial rate, but all of our ARMs have periodic and lifetime rate caps to help you plan your payments.
    AFFORDABLE HOUSING LOANS & RURAL DEVELOPMENT

    Take advantage of government loans with the lowest possible down payment. We offer the best rates and terms available on FHA, VA and Rural Development loans. With the lowest down payment available, these government insured and guaranteed mortgages are ideal for the first-time home buyer.