Hal Golden

Mortgage Loan Officer
  • NMLS # 1036467
  • Office Phone Number:
    Cell Phone Number:
    Phone
    Office: 713-624-7866
    Cell: 281-222-3175
    Address
    3810 Richmond Avenue
    Houston, Texas 77027
    US
    Hal Golden
    NMLS # 1036467
    Office Phone Number:
    Cell Phone Number:
    Phone
    Office: 713-624-7866
    Cell: 281-222-3175
    Address
    3810 Richmond Avenue
    Houston, Texas 77027
    US

    About Hal


    About
    Hal Golden has an innate ability to build rapport with customers and a passion for customer service. He brings over 20 years of proven sales management experience in various industries e.g. (real estate brokerage and management, retail finance, and mortgage lending). He attended the University of Texas at Austin and the University of Houston. His unique talents provide for structure, logistics, and communication needed to cohesively keep the team in motion.

    Mortgage Calculators


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    Mortgage Options


    FIXED-RATE MORTGAGE

    Our most popular mortgage. A fixed-rate mortgage provides the security of an interest rate that remains the same throughout the life of your loan. This allows you to plan a budget based on consistent principal and interest payments. We offer a full range of fixed-rate mortgage loans with a variety of terms.
    ADJUSTABLE-RATE MORTGAGE

    An adjustable-rate mortgage (ARM) offers a low initial interest rate and monthly payment. The rate and payment are fixed for the initial period of one, three, five, seven or ten years with annual adjustments thereafter based on an index such as the yield on U.S. Treasury Securities. Depending on market conditions, your adjusted rate may be higher or lower than your initial rate, but all of our ARMs have periodic and lifetime rate caps to help you plan your payments.
    AFFORDABLE HOUSING LOANS & RURAL DEVELOPMENT

    Take advantage of government loans with the lowest possible down payment. We offer the best rates and terms available on FHA, VA and Rural Development loans. With the lowest down payment available, these government insured and guaranteed mortgages are ideal for the first-time home buyer.